NIC Asia Bank Ltd.

NIC Asia Bank Ltd.

एनआईसी एशिया बैंक लिमिटेड

NICA

Base Rate

5.69

NPA

9.26

Spread Rate

3.50

NPL

9.26

Leadership

CEO NIC Asia Bank Ltd.
CEO

Sujit Kumar Shakya

Chairman NIC Asia Bank Ltd.
Chairman

Ashok Kumar Agrawal

Information Officer

सूचना अधिकारीको विवरण

Name
Jayendra Bahadur Rawal
Contact
9802031332
Home Loan (Fixed Rate)
Loan

Home Loan (Fixed Rate)

घर कर्जा (निश्चित दर)

Interest Rate

6.99% fixed

Tenure:
25 Years
Processing Fee:
0.75%
Loan

Auto Loan (Commercial)

निजी सवारी कर्जा (व्यावसायिक)

Interest Rate

6.69% - 8.69%

Loan

Auto Loan (Green Plate)

निजी सवारी कर्जा (Green Plate)

Interest Rate

6.69% - 8.69%

Loan

Auto Loan (Prime, Fixed Rate)

निजी सवारी कर्जा (Prime, निश्चित दर)

Interest Rate

5.99% fixed

Loan

Auto Loan (Red Plate)

व्यावसायिक सवारी कर्जा (Red Plate)

Interest Rate

5.94% - 7.94%

Loan

Auto Loan (Standard, Fixed Rate)

निजी सवारी कर्जा (स्ट्यान्डर्ड, निश्चित दर)

Interest Rate

5.99% fixed

Loan

Auto Loan (Standard)

निजी सवारी कर्जा (स्ट्यान्डर्ड)

Interest Rate

6.69% - 8.69%

Loan

Corporate Loan

कर्पोरेट कर्जा

Interest Rate

6.69% - 8.69%

Loan

Deprived Sector Lending Loan

विपन्न बर्ग कर्जा

Interest Rate

6.69% - 8.69%

Loan

Easy Business Loan

Interest Rate

5.69% - 7.69%

Loan

Education Loan (Fixed Rate)

शैक्षिक कर्जा (निश्चित दर)

Interest Rate

8.99% fixed

Loan

Gold Loan

सुन कर्जा

Interest Rate

6.69% - 8.69%

Loan

Gold Loan (Fixed Rate)

सुन कर्जा (निश्चित दर)

Interest Rate

7.99% fixed

Loan

Home Loan

घर कर्जा

Interest Rate

5.94% - 7.94%

Loan

Personal Loan

व्यक्तिगत कर्जा

Interest Rate

6.69% - 8.69%

Loan

Personal Loan (RRF)

व्यक्तिगत कर्जा (RRF)

Interest Rate

5.94% - 7.94%

Tenure:
5 years
Loan

Premium Business Loan

Interest Rate

6.69% - 8.69%

Loan

Professional Loan (Prime)

पेसागत कर्जा (Prime)

Interest Rate

5.69% - 7.69%

Loan

Professional Loan (Standard)

पेसागत कर्जा (स्ट्यान्डर्ड)

Interest Rate

6.69% - 8.69%

Loan

Share Loan

सेयर कर्जा

Interest Rate

5.69%

Loan

Small Business Loan

साना व्यवसाय कर्जा

Interest Rate

5.69% - 7.69%

Savings

AUD

Interest Rate

0.5%

Savings

Bal Bachat : All Other

Interest Rate

2.75%

Savings

Call Account

Interest Rate

1.37%

Savings

EUR

Interest Rate

0.5%

Fixed Deposit

FD : 3 Months - 2 Years

Interest Rate

2.75%

Tenure:
3 months
Fixed Deposit

FD : 5 Years & Above

Interest Rate

3%

Tenure:
5 years
Fixed Deposit

FD : 5 Years & Above

Interest Rate

4%

Tenure:
5 years
Fixed Deposit

FD : 6 Months - Below 5 Years

Interest Rate

2.75%

Tenure:
6 months
Fixed Deposit

FD : Above 2 Years - Below 5 Years

Interest Rate

3.01%

Tenure:
2.08 years
Savings

Jestha Nagarik : All Other

Interest Rate

2.75%

Min. Balance:
Rs. 50
Savings

JPY

Interest Rate

0.1%

Savings

Remit Account : All Other

Interest Rate

2.75%

Fixed Deposit

Remittance FD

Interest Rate

3.75%

Tenure:
3 months
Fixed Deposit

Remittance FD

Interest Rate

5%

Tenure:
5 years
Fixed Deposit

Remittance FD

Interest Rate

4.01%

Tenure:
2.08 years
Savings

Saathi Savings

Interest Rate

3.25%

Savings

Salary Account : All Other

Interest Rate

2.75%

Savings

Sarbashrestha Babu Nani Bachat

Interest Rate

2.75%

Savings

Sarbashrestha Bachat

Interest Rate

2.75%

Savings

Sarbashrestha Bidhyarthi Bachat

सर्वश्रेष्ठ विद्यार्थी बचत

Interest Rate

2.75%

Savings

Sarbashrestha Jestha Nagarik

Interest Rate

2.75%

Savings

Sarbashrestha Nari Bachat

सर्वश्रेष्ठ नारी बचत

Interest Rate

2.75%

Savings

Sarbashrestha Remit Account

Interest Rate

4.25%

Savings

Sarbashrestha Samajik Surakchya

Interest Rate

2.75%

Savings

Sarbashrestha Swarojgar Bachat

सर्वश्रेष्ठ स्वरोजगार बचत

Interest Rate

2.75%

Savings

Sarbashrestha Talab Bachat

सर्वश्रेष्ठ तलब बचत

Interest Rate

2.75%

Savings

Savings Account : All Other

Interest Rate

2.75%

Savings

Shareholder Savings

Interest Rate

2.75%

Savings

Student Savings : All Other

Interest Rate

2.75%

Savings

USD Savings

अमेरिकी डलर बचत

Interest Rate

1%

Savings

Women Account : All Other

Interest Rate

2.75%

Min. Balance:
Rs. 50,000
  • Visa Leadership Conclave Nepal Award 2023

    Visa International · United States of America · Dec 19, 2023

    Excellence in CyberSource Processing; Excellence in Visa Products

  • Visa Leadership Conclave Nepal Award 2024

    Visa International · United States of America · Sep 25, 2024

    Excellence in CyberSource Processing/Excellence in Contactless Acquiring

Regulatory actions taken by Nepal Rastra Bank against this institution.

एनआईसी एशिया बैंक लिमिटेडले राष्ट्र बैंकबाट जारी गरिएको निर्देशन बारम्बार उल्लंघन गरेकोले

Feb 11, 2026

Action / Penalty: सञ्चालक प्रमुख कार्यकारी अधिकृतलाई नेपाल राष्ट्र बैंक ऐन, २०५८ (दोश्रो संशोधन २०७३ सहित) को दफा १०० उपदफा २(ग) बमोजिम रु. दुई/ दुई लाख नगद जरिवाना गराइएको ।

ऋणीबाट बढी ब्याज असुल गरेकोले

Jul 23, 2025

Action / Penalty: बैंकका प्रमुख कार्यकारी अधिकृतलाई सचेत समेत गराइएको