Kumari Bank Ltd.

Kumari Bank Ltd.

कुमारी बैंक लिमिटेड

KBL

Base Rate

4.92

NPA

7.46

Spread Rate

3.03

NPL

8.72

Leadership

CEO Kumari Bank Ltd.
CEO

Ram Chandra Khanal

Chairman Kumari Bank Ltd.
Chairman

Amir Pratap J.B. Rana

Information Officer

सूचना अधिकारीको विवरण

Name
Chandan Karki
Contact
9851074848
Loan

Agriculture Loan

कृषि कर्जा

Interest Rate

4.92% - 6.92%

Loan

Auto Loan

निजी सवारी कर्जा

Interest Rate

6.42% - 8.42%

Loan

Auto Loan (Fixed Rate)

निजी सवारी कर्जा (निश्चित दर)

Interest Rate

6.49% fixed

Tenure:
5 years
Loan

Corporate Loan

कर्पोरेट कर्जा

Interest Rate

5.92% - 7.67%

Loan

Deprived Sector Loan

विपन्न वर्ग कर्जा

Interest Rate

4.92% - 6.92%

Loan

Education Loan

शैक्षिक कर्जा

Interest Rate

7.42% - 8.92%

Loan

Hire Purchase Loan (Commercial)

हायर पर्चेज कर्जा (व्यावसायिक)

Interest Rate

7.92% - 8.92%

Loan

Home Loan

घर कर्जा

Interest Rate

5.92% - 7.92%

Loan

Home Loan (Fixed Rate)

घर कर्जा (निश्चित दर)

Interest Rate

6.29% fixed

Tenure:
7 years
Loan

MSME/SME Loan

Interest Rate

6.42% - 8.42%

Loan

Personal Loan

व्यक्तिगत कर्जा

Interest Rate

6.42% - 8.42%

Loan

Personal Overdraft Loan

व्यक्तिगत ओभरड्राफ्ट कर्जा

Interest Rate

7.92% - 8.92%

Loan

Professional Loan

पेसागत कर्जा

Interest Rate

7.92% - 8.92%

Loan

Share Loan

सेयर कर्जा

Interest Rate

6.92% - 8.92%

Loan

SME Loan

एसएमई कर्जा

Interest Rate

4.92% - 6.92%

Loan

SME Loan (Fixed Rate)

एसएमई कर्जा (निश्चित दर)

Interest Rate

6.49% fixed

Tenure:
7 years
Savings

50 Plus Savings

५० प्लस बचत

Interest Rate

2.76%

Min. Balance:
Rs. 1,000
Savings

Call Account

Interest Rate

0.81%

Savings

Chhori Bachat

छोरी बचत

Interest Rate

2.92%

Savings

EURO

Interest Rate

1.5%

Fixed Deposit

FD : 2 Years & Above

Interest Rate

3.4%

Tenure:
2 years
Fixed Deposit

FD : 3 Months - Below 2 Years

Interest Rate

2.75%

Tenure:
3 months
Fixed Deposit

FD : 5 Years & Above

Interest Rate

2.75%

Tenure:
5 years
Fixed Deposit

FD : 6 Months - Below 5 Years

Interest Rate

2.75%

Tenure:
6 months
Savings

Gajjab Bachat

Interest Rate

2.76%

Savings

Gajjabko Savings

Interest Rate

2.76%

Savings

Grameen Bachat

ग्रामिण बचत

Interest Rate

2.76%

Savings

Green Savings

Interest Rate

2.92%

Savings

Hereko Herai

Interest Rate

2.76%

Savings

Hereko Herai Remit Account

Interest Rate

4.32%

Savings

Nagarik Bachat

नागरिक बचत

Interest Rate

2.76%

Savings

Pariwar Surakxa Savings

Interest Rate

2.76%

Min. Balance:
Rs. 10,000
Savings

Premium Remit

Interest Rate

3.92%

Savings

Premium Salary

प्रिमियम तलब

Interest Rate

2.76%

Savings

Rastriya Gurab Bachat

Interest Rate

2.76%

Recurring Deposit

Recurring FD

Interest Rate

2.75%

Tenure:
1 year
Savings

Remit IPO Bachat

रेमिट आईपीओ बचत

Interest Rate

2.92%

Fixed Deposit

Remittance FD

रेमिट्यान्स मुद्दती निक्षेप

Interest Rate

3.75%

Tenure:
3 months
Fixed Deposit

Remittance FD

रेमिट्यान्स मुद्दती निक्षेप

Interest Rate

4.4%

Tenure:
2 years
Savings

Sabaiko Bachat

सबैको बचत

Interest Rate

2.76%

Savings

Salary Savings

Interest Rate

2.76%

Savings

Shareholders Savings

Interest Rate

2.76%

Min. Balance:
Rs. 500
Savings

Shuva Laxmi Bachat

शुभ लक्ष्मी बचत

Interest Rate

2.76%

Savings

Silver Savings

Interest Rate

3.32%

Savings

Smart Bachat

स्मार्ट बचत

Interest Rate

2.76%

Savings

Social Security Allowance

Interest Rate

2.76%

Savings

Swastha Jeevan Bachat

स्वस्थ जीवन बचत

Interest Rate

2.76%

Min. Balance:
Rs. 5,000
Savings

Twinkle Star Savings

Interest Rate

2.76%

Min. Balance:
Rs. 1,000
Savings

USD Savings

अमेरिकी डलर बचत

Interest Rate

2.21%

Savings

Utsav Bachat

Interest Rate

2.76%

Savings

Youth Savings

Interest Rate

2.76%

Min. Balance:
Rs. 20
  • Infosys Finacle Innovation Award 2026

    Infosys Finacle · India · 2026

  • Visa Leadership Conclave Nepal Award 2025

    Visa International · United States of America · Nov 26, 2025

  • Visa Leadership Conclave Nepal Award 2024

    Visa International · United States of America · Sep 22, 2024

    Excellence in Consumer Credit Cards Business/Excellence in Cross-Border Business

  • Visa Leadership Conclave Nepal Award 2023

    Visa International · United States of America · Dec 21, 2023

    Excellence in Consumer Cards – Credit

  • Visa Leadership Conclave Nepal Award 2022

    Visa International · United States of America · Sep 4, 2022

    Excellence in E-commerce Business

Regulatory actions taken by Nepal Rastra Bank against this institution.

कालोसूचीमा रहेका व्यक्ति, फर्म, कम्पनी वा संगठित संस्थासँग सम्बन्धित व्यक्तिको सूचीमा पर्न नपुगेसम्म आफ्नो खातामा रकम जम्मा गर्ने बाहेक अन्य कुनै पनि किसिमको बैंकिङ कारोबार गर्न नपाउने" व्यवस्था कार्यान्वयन नगरेको।

Nov 10, 2025

Action / Penalty: नेपाल राष्ट्र बैंक ऐन, २०५८ को दफा १०० उपदफा (१)(क) बमोजिम कुमारी बैंकलाई सचेत गराइएको।

निर्देशन नं. २ को बुँदा नं. १ को खण्ड (क) को उपखण्ड (२) बमोजिम सूक्ष्म निगरानी कर्जा (Watch List Loan) को वर्गीकरण नगरेको।

May 1, 2025

Action / Penalty: कुमारी बैंकका प्रमुख कार्यकारी अधिकृतलाई नेपाल राष्ट्र बैंक ऐन, २०५८ को दफा १०० को उपदफा (२) को खण्ड (क) बमोजिम सचेत गराइएको

कर्जा नोक्सानी वापत कायम गर्नुपर्ने व्यवस्था कायम नगरेकाले

May 2, 2024

Action / Penalty: प्रमुख कार्यकारी अधिकृतलाई नसिहत दिईएको