Mortgage-Flexi Loan Interest Rates of Nepali Bank and Financial Institutions || Arthasarokar

Mortgage-Flexi Loan

Last updated as of: October 7, 2026

S.N.	Bank Name	Scheme Name	Base Rate for the Month	Interest Rate	Details
1	Agriculture Development Bank Ltd. (ADBL)	Mortgage Loan	4.55	4.55% - 7.55%	Details
2	Agriculture Development Bank Ltd. (ADBL)	Salary Account Loan	4.55	4.55% - 6.55%	Details
3	Agriculture Development Bank Ltd. (ADBL)	Household Loan	4.55	4.55% - 9.55%	Details
4	Prime Commercial Bank Ltd. (PCBL)	Mortgage Loan (Term)	4.87	4.87% - 9.87%	Details
5	Prime Commercial Bank Ltd. (PCBL)	Mortgage Loan (Overdraft)	4.87	4.87% - 9.87%	Details
6	Machhapuchchhre Bank Ltd. (MBL)	Salary Package Loan (Specific)	4.93	4.93% - 6.93%	Details
7	Siddhartha Bank Ltd. (SBL)	Mortgage Loan (Overdraft)	4.93	4.93% - 8.18%	Details
8	Siddhartha Bank Ltd. (SBL)	Mortgage Loan (Term)	4.93	4.93% - 8.18%	Details
9	Citizens Bank International Ltd. (CZBIL)	Mortgage Loan (Overdraft)	4.97	4.97% - 7.97%	Details
10	Citizens Bank International Ltd. (CZBIL)	Mortgage Loan (Term)	4.97	4.97% - 7.97%	Details
11	Everest Bank Ltd. (EBL)	Flexi Loan	4.18	5.18% - 7.18%	Details
12	Himalayan Bank Ltd. (HBL)	Mortgage Loan (Premier)	5.09	5.59% - 7.59%	Details
13	Himalayan Bank Ltd. (HBL)	Subidha Loan (Premier)	5.09	5.59% - 7.59%	Details
14	Nepal SBI Bank Ltd. (SBI)	Mortgage Term Loan	5.11	5.61% - 7.61%	Details
15	Jyoti Bikas Bank Ltd. (JBBL)	Mortgage Loan	5.64	5.64% - 10.64%	Details
16	Jyoti Bikas Bank Ltd. (JBBL)	Startup Loan	5.64	5.64% - 10.64%	Details
17	Nabil Bank Ltd. (NABIL)	Super Mortgage Loan	4.41	5.66% - 7.66%	Details
18	Machhapuchchhre Bank Ltd. (MBL)	Mortgage Loan	4.93	5.93% - 7.93%	Details
19	Machhapuchchhre Bank Ltd. (MBL)	Mortgage Overdraft Loan	4.93	5.93% - 7.93%	Details
20	Global IME Bank Ltd. (GBIME)	Mortgage Loan	4.64	6.14% - 8.14%	Details
21	Sanima Bank Ltd. ( SANIMA)	Loan Against Salary	4.71	6.21% - 8.21%	Details
22	Muktinath Bikas Bank Ltd. (MNBBL)	Mortgage Loan	5.52	6.52% - 8.52%	Details
23	Himalayan Bank Ltd. (HBL)	Subidha Loan (Fixed Rate)	5.09	6.75% fixed	Details
24	Rastriya Banijya Bank Ltd. (RBBL)	Mortgage Loan	4.01	6.76% - 7.01%	Details
25	Nepal Bank Ltd. (NBL)	Flexi Term Loan	4.41	6.91% - 7.91%	Details
26	Machhapuchchhre Bank Ltd. (MBL)	Salary Package Loan (Normal)	4.93	6.93% - 8.93%	Details
27	Prabhu Bank Ltd. (PRVU)	Loan Against Property (Revolving)	4.94	6.94% - 8.94%	Details
28	Prabhu Bank Ltd. (PRVU)	Loan Against Property (Term)	4.94	6.94% - 8.94%	Details
29	NMB Bank Ltd. (NMB)	Loan Against Property	5.01	7.01% - 9.01%	Details
30	NMB Bank Ltd. (NMB)	NMB Talab Loan	5.01	7.01% - 9.01%	Details
31	Nepal Bank Ltd. (NBL)	Flexi Overdraft Loan	4.41	7.41% - 7.91%	Details
32	Himalayan Bank Ltd. (HBL)	Mortgage Loan (Fixed Rate)	5.09	7.5% fixed	Details
33	Himalayan Bank Ltd. (HBL)	Subidha Loan (Standard)	5.09	7.59% - 9.09%	Details
34	Himalayan Bank Ltd. (HBL)	Mortgage Loan (Standard)	5.09	7.59% - 9.09%	Details
35	Everest Bank Ltd. (EBL)	Flexi Loan (Fixed Rate)	4.18	8% fixed	Details
36	Rastriya Banijya Bank Ltd. (RBBL)	Mortgage Loan (Fixed Rate)	4.01	8% fixed	Details
37	Nabil Bank Ltd. (NABIL)	Mortgage Loan (2.5 Cr)	4.41	8.49% - 10.49%	Details
38	Prime Commercial Bank Ltd. (PCBL)	Mortgage Loan (Fixed Rate)	4.87	9% fixed	Details
39	Citizens Bank International Ltd. (CZBIL)	Mortgage Term Loan (Fixed Rate)	4.97	9.5% fixed	Details
40	Siddhartha Bank Ltd. (SBL)	Mortgage Loan (Fixed Rate)	4.93	9.75% fixed	Details
41	Nepal Bank Ltd. (NBL)	NBL Flexi Loan (Fixed Rate)	4.41	9.99% fixed	Details
42	Nepal SBI Bank Ltd. (SBI)	Mortgage Loan (Fixed Rate)	5.11	9.99% fixed	Details
43	Global IME Bank Ltd. (GBIME)	Mortgage Loan (Fixed Rate)	4.64	9.99% fixed	Details

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