SME / Startup Loan Interest Rates of Nepali Bank and Financial Institutions || Arthasarokar

Last updated as of: October 7, 2026

S.N.	Bank Name	Scheme Name	Base Rate for the Month	Interest Rate	Details
1	Prime Commercial Bank Ltd. (PCBL)	SME Loan	4.87	4.87% - 9.87%	Details
2	Kumari Bank Ltd. (KBL)	SME Loan	4.92	4.92% - 6.92%	Details
3	Citizens Bank International Ltd. (CZBIL)	SME Loan	4.97	4.97% - 7.47%	Details
4	Excel Development Bank Ltd. (EDBL)	SME Loan	4.99	4.99% - 8.49%	Details
5	Himalayan Bank Ltd. (HBL)	SME/ Card Merchant Loan	5.09	5.09% - 7.59%	Details
6	Nepal SBI Bank Ltd. (SBI)	SME Loan	5.11	5.11% - 7.11%	Details
7	Nepal SBI Bank Ltd. (SBI)	Saral Loan (MSME)	5.11	5.11% - 7.11%	Details
8	Shangri-la Development Bank Ltd. (SADBL)	SME Loan (OD)	5.57	5.57% - 9.56%	Details
9	Shangri-la Development Bank Ltd. (SADBL)	SME Loan (Term)	5.57	5.57% - 9.56%	Details
10	Jyoti Bikas Bank Ltd. (JBBL)	Startup Loan	5.64	5.64% - 10.64%	Details
11	Jyoti Bikas Bank Ltd. (JBBL)	SME Loan	5.64	5.64% - 10.64%	Details
12	Garima Bikas Bank Ltd. (GBBL)	SME Loan	5.22	5.72% - 7.72%	Details
13	Nabil Bank Ltd. (NABIL)	Term Loan (SME)	4.41	6.16% - 8.16%	Details
14	Green Development Bank Ltd. (GRDBL)	SME Loan	6.28	6.28% - 10.28%	Details
15	Kumari Bank Ltd. (KBL)	MSME/SME Loan	4.92	6.42% - 8.42%	Details
16	Kumari Bank Ltd. (KBL)	SME Loan (Fixed Rate)	4.92	6.49% fixed	Details
17	Reliance Finance Limited (RLFL)	SME Loan	6.6	6.6% - 8.6%	Details
18	ICFC Finance Limited (ICFC)	SME Loan	5.79	6.79% - 8.79%	Details
19	Progressive Finance Limited (PROFL)	SME Loan	7.33	7.33% - 10.33%	Details
20	Best Finance Company Ltd. (BFC)	SME Loan	8.1	8.1% - 13.1%	Details

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