Education Loan (US) Interest Rates of Nepali Bank and Financial Institutions || Arthasarokar

Education Loan (US)

Last updated as of: October 7, 2026

S.N.	Bank Name	Scheme Name	Base Rate for the Month	Interest Rate	Details
1	Agriculture Development Bank Ltd. (ADBL)	Education Loan	4.55	4.55% - 6.55%	Details
2	Prime Commercial Bank Ltd. (PCBL)	Education Loan	4.87	4.87% - 9.87%	Details
3	Siddhartha Bank Ltd. (SBL)	Education Loan	4.93	4.93% - 8.18%	Details
4	Citizens Bank International Ltd. (CZBIL)	Education Loan	4.97	4.97% - 7.97%	Details
5	Excel Development Bank Ltd. (EDBL)	Education Loan	4.99	4.99% - 8.99%	Details
6	Rastriya Banijya Bank Ltd. (RBBL)	Education Loan	4.01	5.01% - 6.01%	Details
7	Lumbini Bikas Bank Ltd. (LBBL)	Education Loan	5.46	5.46% - 9.46%	Details
8	Shine Resunga Development Bank Ltd. (SHINE)	Education Loan	5.47	5.47% - 9.47%	Details
9	Shangri-la Development Bank Ltd. (SADBL)	Education Loan	5.57	5.57% - 9.56%	Details
10	Himalayan Bank Ltd. (HBL)	Education Loan (Premier)	5.09	5.59% - 7.59%	Details
11	Miteri Development Bank Ltd. (MDB)	Education Loan	5.64	5.64% - 9.64%	Details
12	Jyoti Bikas Bank Ltd. (JBBL)	Education Loan	5.64	5.64% - 10.64%	Details
13	Mahalaxmi Bikas Bank Ltd. (MLBL)	Education Loan	5.68	5.68% - 9.43%	Details
14	Machhapuchchhre Bank Ltd. (MBL)	Education Loan	4.93	5.93% - 7.93%	Details
15	Laxmi Sunrise Bank Ltd. (LSL)	Education Loan	4.94	5.94% - 7.94%	Details
16	Prabhu Bank Ltd. (PRVU)	Education Loan	4.94	5.94% - 7.94%	Details
17	Manjushree Finance Limited (MFIL)	Education Loan	5.94	5.94% - 9.94%	Details
18	Everest Bank Ltd. (EBL)	Education Loan	4.18	6.18% - 8.18%	Details
19	Garima Bikas Bank Ltd. (GBBL)	Education Loan	5.22	6.22% - 8.22%	Details
20	Green Development Bank Ltd. (GRDBL)	Education Loan	6.28	6.28% - 10.28%	Details
21	Nepal Bank Ltd. (NBL)	Education Loan	4.41	6.41% - 7.41%	Details
22	Himalayan Bank Ltd. (HBL)	Education Loan (Fixed Rate)	5.09	6.5% fixed	Details
23	Pokhara Finance Limited (PFL)	Education Loan	6.59	6.59% - 11.59%	Details
24	Global IME Bank Ltd. (GBIME)	Education Loan	4.64	6.64% - 8.64%	Details
25	Goodwill Finance Limited (GFCL)	Education Loan	6.65	6.65% - 10.65%	Details
26	Sanima Bank Ltd. ( SANIMA)	Education Loan	4.71	6.76% - 8.21%	Details
27	Laxmi Sunrise Bank Ltd. (LSL)	Education Loan (Fixed Rate)	4.94	6.99% fixed	Details
28	Nepal Investment Mega Bank Ltd. (NIMB)	Education Loan	4.55	7.05% - 9.05%	Details
29	Nepal SBI Bank Ltd. (SBI)	Education Loan	5.11	7.11% - 9.11%	Details
30	Progressive Finance Limited (PROFL)	Education Loan	7.33	7.33% - 10.33%	Details
31	Nabil Bank Ltd. (NABIL)	Education Loan	4.41	7.41% - 9.41%	Details
32	Kumari Bank Ltd. (KBL)	Education Loan	4.92	7.42% - 8.92%	Details
33	Rastriya Banijya Bank Ltd. (RBBL)	Education Loan (Fixed Rate)	4.01	7.5% fixed	Details
34	NMB Bank Ltd. (NMB)	Education Loan	5.01	7.51% - 9.51%	Details
35	Muktinath Bikas Bank Ltd. (MNBBL)	Education Loan	5.52	7.52% - 9.52%	Details
36	Himalayan Bank Ltd. (HBL)	Education Loan (Standard)	5.09	7.59% - 9.09%	Details
37	Reliance Finance Limited (RLFL)	Education Loan	6.6	7.85% - 8.85%	Details
38	Nepal Bank Ltd. (NBL)	Education Loan (Fixed Rate)	4.41	7.9% fixed	Details
39	Everest Bank Ltd. (EBL)	Education Loan (Fixed Rate)	4.18	8% fixed	Details
40	NIC Asia Bank Ltd. (NICA)	Education Loan (Fixed Rate)	5.69	8.99% fixed	Details
41	Siddhartha Bank Ltd. (SBL)	Education Loan (Fixed Rate)	4.93	9.25% fixed	Details
42	Nabil Bank Ltd. (NABIL)	Education Loan (Fixed Rate)	4.41	9.99% fixed	Details
43	Nepal SBI Bank Ltd. (SBI)	Education Loan (Fixed Rate)	5.11	9.99% fixed	Details
44	Citizens Bank International Ltd. (CZBIL)	Education Loan (Fixed Rate)	4.97	9.99% fixed	Details
45	Global IME Bank Ltd. (GBIME)	Education Loan (Fixed Rate)	4.64	9.99% fixed	Details
46	Agriculture Development Bank Ltd. (ADBL)	Education Loan (Fixed Rate)	4.55	10.65% fixed	Details

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