Working Capital Loan Interest Rates of Nepali Bank and Financial Institutions || Arthasarokar

Working Capital Loan

Last updated as of: October 7, 2026

S.N.	Bank Name	Scheme Name	Base Rate for the Month	Interest Rate	Details
1	Nepal Bank Ltd. (NBL)	Saral Loan (WC)	4.41	4.41% - 4.91%	Details
2	Agriculture Development Bank Ltd. (ADBL)	Working Capital Loan	4.55	4.55% - 5.55%	Details
3	Nepal Bank Ltd. (NBL)	WC Loan (Industrial)	4.41	4.66% - 6.66%	Details
4	Prime Commercial Bank Ltd. (PCBL)	Working Capital Loan	4.87	4.87% - 9.87%	Details
5	Nepal Bank Ltd. (NBL)	Working Capital Loan (Commercial)	4.41	4.91% - 6.66%	Details
6	Nepal Bank Ltd. (NBL)	Permanent WC Loan	4.41	4.91% - 6.91%	Details
7	Siddhartha Bank Ltd. (SBL)	Working Capital Loan	4.93	4.93% - 8.43%	Details
8	Citizens Bank International Ltd. (CZBIL)	Working Capital Loan	4.97	4.97% - 7.47%	Details
9	Nepal Investment Mega Bank Ltd. (NIMB)	Working Capital Loan	4.55	5.05% - 7.05%	Details
10	Himalayan Bank Ltd. (HBL)	Working Capital Loan	5.09	5.09% - 7.09%	Details
11	Nepal SBI Bank Ltd. (SBI)	Working Capital Loan	5.11	5.11% - 7.11%	Details
12	Everest Bank Ltd. (EBL)	Working Capital Loan (Overdraft)	4.18	5.18% - 7.18%	Details
13	Shine Resunga Development Bank Ltd. (SHINE)	Working Capital Loan	5.47	5.47% - 9.47%	Details
14	Shangri-la Development Bank Ltd. (SADBL)	Working Capital Loan	5.57	5.57% - 9.56%	Details
15	Global IME Bank Ltd. (GBIME)	WC Loan (Fluctuating)	4.64	5.64% - 7.39%	Details
16	Jyoti Bikas Bank Ltd. (JBBL)	Working Capital Loan	5.64	5.64% - 10.64%	Details
17	Mahalaxmi Bikas Bank Ltd. (MLBL)	Working Capital Loan	5.68	5.68% - 9.43%	Details
18	Sanima Bank Ltd. ( SANIMA)	Working Capital/STL Loan	4.71	5.91% - 8.21%	Details
19	Machhapuchchhre Bank Ltd. (MBL)	Working Capital Loan	4.93	5.93% - 7.93%	Details
20	Laxmi Sunrise Bank Ltd. (LSL)	Working Capital Loan	4.94	5.94% - 7.94%	Details
21	NMB Bank Ltd. (NMB)	Working Capital Loan	5.01	6.01% - 8.01%	Details
22	Global IME Bank Ltd. (GBIME)	WC Loan (Permanent)	4.64	6.14% - 8.14%	Details
23	Central Finance Limited (CFCL)	Working Capital Loan	6.31	6.31% - 11.31%	Details
24	ICFC Finance Limited (ICFC)	Working Capital Loan	5.79	6.79% - 8.79%	Details
25	Prabhu Bank Ltd. (PRVU)	Working Capital Loan	4.94	6.94% - 8.94%	Details
26	Saptakoshi Development Bank Ltd. (SAPDBL)	Working Capital Loan	7.1	7.1% - 9.6%	Details
27	Best Finance Company Ltd. (BFC)	Working Capital Loan	8.1	8.1% - 13.1%	Details

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