Account Opening Documents for Senior Citizens Savings Account

Senior Citizens Savings Account

• Citizenship Certificate / National Identity Card / Passport / Driving License or other valid identification documents issued by the Government.

• Recent passport-size photograph.

• PAN, where applicable or required.

• Documents evidencing age/eligibility as a Senior Citizen, where required.

• Address verification documents such as utility bill or other acceptable documents.

• Documents evidencing source of income/source of funds, where applicable.

• Duly completed and signed Senior Citizens Savings Account Opening Form.

• Nominee details and identification documents, where applicable.

• Specimen signature of the account holder.

• In case the account is operated through an authorized representative, valid Power of Attorney/Authorization Letter and identification documents of the authorized representative.

• FATCA/CRS declaration and other applicable regulatory forms, where applicable.

• In case of change of address, copy of the relevant address verification document.

• Any other documents if felt necessary and required by the Bank.

Senior Citizens Savings Account Through Authorized Representative

• Valid citizenship certificate/passport/national identification document of the Senior Citizen.

• Recent passport-size photograph of the Senior Citizen.

• Documents evidencing age/eligibility as a Senior Citizen.

• Valid Power of Attorney / Authorization Letter, where applicable.

• Citizenship Certificate / Passport and recent passport-size photograph of the authorized representative.

• Documents evidencing source of income/source of funds, where applicable.

• Address verification documents.

• FATCA/CRS declaration and other applicable regulatory forms, where applicable.

• Any other documents if felt necessary and required by the Bank.

Senior Citizens Pension Savings

• Citizenship Certificate / National Identity Card or other valid identification document.

• Recent passport-size photograph.

• Pensioner ID Card / Pension Book / Pension Certificate, where applicable.

• Retirement Certificate / Pension Approval Letter issued by the concerned authority, where applicable.

• Documents evidencing pension income/source of funds.

• PAN, where applicable or required.

• Address verification documents.

• Duly completed and signed Senior Citizens Savings Account Opening Form.

• Nominee details and identification documents, where applicable.

• Any other documents if felt necessary and required by the Bank.

Joint Senior Citizens Savings Account

• Valid identification documents of all joint account holders.

• Recent passport-size photographs of all joint account holders.

• PAN, where applicable or required.

• Documents evidencing eligibility as a Senior Citizen, where applicable.

• Address verification documents of all joint account holders.

• Duly completed and signed account opening form by all joint account holders.

• Specimen signatures of all account holders.

• Clear instruction regarding operation of the joint account.

• Nominee details and identification documents, where applicable.

• Any other documents if felt necessary and required by the Bank.

General Requirements for Senior Citizens Savings Account

• Duly completed and signed Senior Citizens Savings Account Opening Form.

• Valid KYC documents of the account holder and authorized person, where applicable.

• Recent passport-size photograph.

• Specimen signature of the account holder/authorized person.

• Valid proof of age/eligibility for Senior Citizen category, where applicable.

• Documents establishing source of income/source of funds, where applicable.

• Nominee details and identification documents, where applicable.

• Beneficial ownership details, where applicable.

• FATCA/CRS declaration, where applicable.

• Any required recommendation, approval or supporting document from the concerned authority, where applicable.

• Any other documents/information as may be deemed necessary and required by the Bank in accordance with applicable laws, regulations, NRB directives and internal policies.